There’s a way for you to support our mission with a special gift arrangement that benefits you while you help others. A Charitable Gift Annuity is one of the most popular and simple giving opportunities that will pay you income for life in exchange for your gift.

Establishing a charitable gift annuity with the Circle for Children allows you to provide a gift today with the peace of mind that you will receive dependable income for your lifetime. There are many ways to fund a charitable gift annuity, including from your IRA assets if you meet the age requirements. Depending on how you fund your gift, you can also qualify for a variety of tax benefits.

After making lifetime payments to you, the remaining funds go to the Circle for Children in support of our mission. It’s a tax-savvy way to increase your financial security during your lifetime and make a big impact on the future of heart health.

Why choose this gift type?

• You may receive immediate income tax savings.
• You may be able to avoid capital gains tax on appreciated stock.
• When you give appreciated stocks directly to charity, your gift can be up to 20% larger because you avoid the taxes you’d incur from selling and donating the cash.
• Donations of appreciated securities may be designated for a specific fund or purpose in the Circle for Children’s mission.

​What are the benefits?

• Receive fixed payments for life for one or two people in exchange for your gift.
• A portion of the income received may be tax-free as well as provide a current income tax deduction.
• You may be able to fund a gift annuity tax-free using a qualified minimum distribution from your IRA, which could lower your income tax liability.
• If funded with appreciated securities, you may be able to lower or defer capital gains tax.
• You may be able to defer payments until a later date, such as when you reach retirement.
• Have the satisfaction of making a gift now that benefits you and supports our lifesaving mission.

​How it works?

1. Donate. Transfer cash, securities, or other assets such as funds from an individual retirement account (IRA).
2. Receive fixed income payments.
   • Receive fixed payments at a guaranteed rate for your lifetime, or the lifetime of two beneficiaries.
   • The rate depends on the age of the beneficiary(ies) and is usually higher than dividends, CDs, or savings accounts offer.
   • Part of the income may be tax-free, and you may also qualify for a charitable tax deduction.
3. Make a significant impact. When the beneficiary(ies) lifetime(s) end, the remainder of the annuity goes to the Circle for Children in support of our lifesaving mission.